Got this pic from fashiondiva.com Put my own twist on it.
Step 1: Paint your nails a light color. I did white. Let them dry very well.
Step 2: Put small pieces of tape on parts of your nails.
Step 3: Paint all your nails a darker color still with the tape on. Mine were black like a zebra. Let them dry well.
Step 4: Take off the tape and put on top coat. I used matte top coat.